Part D benefits are provided by private insurance companies. There are more than 25 different plans to choose from in Vermont. The plans have different coverage and charge different premiums and deductibles, so you need to compare the plans and choose one that works best for you. More information can be found at Medicare.gov.
You should pick the Part D plan that works best for you. No two plans are alike, and there are many differences in the plans. To choose a plan, follow these steps:
- Make a list of the drugs you take, including the dosage you take and number of pills you get each time
- Note the exact name and the correct spelling of each drug you take
- Know the name of your pharmacy
- Choose a plan that covers the drugs that you need to take regularly and that has the best coverage and lowest cost for you
Need help choosing a Part D plan?
- Call the Senior HelpLine at 1-800-642-5119. The Senior HelpLine will refer you to the Vermont State Health Insurance Assistance Program (SHIP) for free counseling from an advocate.
- Call Medicare at 1-800-MEDICARE (1-800-633-4227)
- Use Medicare’s online Plan Finder tool to enroll, compare plans, and get more information.
Can I Change to a Different Part D Plan?
Yes. You can change your Part D plan during the annual election period between October 15 and December 7 each year.
If you get Medicaid, or are in a Medicare Savings Plan also known as QMB, SLMB, or QI, you can change your plan at any time.
Sometimes you can change your plan outside of the annual election period because of a specific event. For example, if you move outside of your current Part D plan area, you can probably change your plan right away.
Call SHIP at 1-800-642-5119 or the Health Care Advocate HelpLine at 1-800-917-7787 for help changing plans.