Your spouse can have up to $1,939 (standard) or $2,898 (maximum) of your income. CFC allows you to use your income to increase your spouse’s income to the maximum amount if your spouse has "excess shelter expenses." Shelter costs include rent or mortgage, maintenance fees for a condominium or cooperative, taxes and insurance. CFC uses a formula to determine the shelter expenses amount.
Note: Shelter costs that are more than $159/month will increase the standard allocation.
If $2,400 in income is paid to your spouse and $600 is paid to you, your spouse can keep the full $2,400 because it is not considered available to you.
If $600 is paid to your spouse and $2,400 is paid to you, your spouse can keep $600 plus receive $1,339 from your income to meet the standard allocation ($1,339 + $600 = $1,939).
If your spouse’s shelter costs are $500/month for rent or mortgage, your spouse can keep an additional $659 of your income based on the CFC shelter expense formula. It is also possible to keep more income if it is needed to avoid "significant financial hardship" for your spouse.