Catastrophic plans may be an affordable way to protect yourself from worst-case events, like getting seriously sick or injured. The premiums are lower, but you cannot get Premium Tax Credits to help pay for a catastrophic plan. The deductible is also higher with a catastrophic plan which means you will pay most routine medical costs yourself.
You can buy these plans if you are under age 30.
Catastrophic plans cover:
- Free preventative health services
- Three primary care doctor visits
- Essential health benefits after you meet your deductible
- You can find more information about Vermont Health Connect catastrophic plans here:
BCBSVT Blue Rewards Catastrophic Plan
MVP Secure VT