Stop Collectors from Contacting You
Use this letter to tell collection agencies to stop calling you. This letter will only stop the debt collection agency calls. The collection agency may still take further legal action. These actions could include:
- sending you letters
- filing a lawsuit
- selling the account to some other collection agency
- taking other legal action
Collection agencies have names like Unifund, Green Mountain Bureau, or Palisades. The collection agency is not the creditor. It is a business that is paid to collect debts. Most of the time, the collection agency will have purchased your debt from the original creditor, including the right to sue you for the debt.
Original creditors (Chase, Citibank, OneMain Financial, for example) can still call you even if you send a letter.
This is not a dispute letter. The debt will continue to be reported to the three credit reporting agencies.
If you would like help with a debt collection case, call Vermont Legal Aid at 1-800-889-2047 to be screened for services or connected to an agency that may help.
Tell Creditors Not to Call You at Work
Use this letter to tell creditors to stop calling you at work. This letter will only stop the calls to your work. If you would like to stop other debt collection calls, read about what debt collectors can and cannot do, and try our form letter to stop debt collection calls.
These form letters will not stop the debt collector from taking other legal action. Even if you send a creditor this letter, they may still be able to:
- call you at home
- file a lawsuit against you
- sell the account to another debt collector
- take other legal action
If you would like help with a debt collection case, call Vermont Legal Aid at 1-800-889-2047 to see if you qualify for services. Even if you don't qualify for Legal Aid, you may be connected with another agency that can help.