Use this text to write a letter to a debt collector to tell them to stop calling you at work. You can also use the PDF file below the text.
BY CERTIFIED MAIL
RETURN RECEIPT REQUESTED
Date: [Write the date]
To: [Write the name of the creditor (the person or company that you owe money to)]
[Write the creditor’s address]
[Write the creditor’s city, state, zip code]
My account number is: [Write your account number]
To Whom It May Concern:
Please don’t call me at work.
The Attorney General’s Consumer Fraud Rule CF 104, adopted under the Vermont Consumer Fraud Act, provides in part:
CF 104.02 Harassment. The use of any conduct, the natural consequence of which is to oppress, harass, or abuse any person in connection with the collection of or attempt to collect any debt arising out of a consumer transaction constitutes an unfair trade act and practice in commerce under 9 VSA Section 2453(a).
Such unfair acts include (but shall not be limited to) the following:
(e) The placement of telephone calls to any person, contrary to his instructions, at his place of employment.
I can’t make any payments on this debt. The only reason for calling me is to harass, abuse, and intimidate me. This violates the Consumer Fraud Act. Creditors who violate the Consumer Fraud Act can be subject to a civil penalty of $10,000 as well as civil damages and attorneys’ fees.
Please do not contact me again.
[Sign your name]
[Print your name]
[Write your address]
[Write your town, state and zip code]
Our PDF file does not fully comply with all applicable guidelines for accessible digital documents. For the most accessible experience, use the text above.