Skip to main content
Vermontʼs Legal Help Website
Vermont Legal Aid and Legal Services Vermont logos
Legal Help Tool
Site Menu

Flood information | Language help

  1. Home
  2. Health
  3. Health Insurance — General
  4. Private Insurance

Health Insurance Rate Reviews

What is a “rate filing”?

If a health insurance company that sells to Vermonters wants to change premium prices, it must ask the Green Mountain Care Board. Companies ask to change their premium prices by submitting a rate filing. The rate filing explains why the company needs to change the premium prices they charge Vermonters.

How is a rate filing reviewed?


When the Green Mountain Care Board gets a rate filing, they post it on their Rate Review website. The board then asks the insurer questions. The board also asks for comments from the public. For some rate filings there is a public hearing. The board must consider multiple factors when reviewing a rate filing including whether the premium price change is affordable. After reviewing the rate filing, the board approves, denies or makes changes to the rate filing.

Who represents Vermonters?


The Office of Health Care Advocate (HCA) represents the public in rate filing cases. We tell the Green Mountain Care Board how the changes might affect Vermonters. We also tell the board what we think it should do regarding the rate filing. Learn more on our page about the HCA’s Rate Review Role.

When do companies file rates?


Rate filings are submitted throughout the year. The proposed rates for Vermont Health Connect (VHC) plans are submitted to the Green Mountain Care Board in May. Public hearings for these cases happen in late July and the board sets VHC premium prices in August.

How can I comment on rate filings?


You can tell the board what you think about premium price changes. Visit our How the Public Can Participate page to learn how to make comments.

  • Print

Contact Us

The Office of the Health Care Advocate is a free resource for Vermonters.

Call us for help at 1-800-917-7787 or fill out our Help Request Form.

Answer a few questions to find the health care information you need.
Use the Legal Help Tool and choose “Health.”

News

Free Legal Advice Clinic for Emergency Housing Issues
Family Law Clinics, By Appointment Only
3SquaresVT Scam Alert!
VLA Co-Hosts a Monthly BIPOC Legal Aid Clinic
Tax-Time Tips: Get Tax Credits ($$), Find Tax-Filing Help, and File On Time
More News
Free legal clinic
Legal Advice Clinic for Bennington County Residents on June 18

More Help

How We Can Help – Contact Us

Forms You Can Use

Help From Other Vermont Lawyers:

  • Ask legal questions through Vermont’s Free Legal Answers program
  • Vermont Bar Association lawyer referral
  • VT Association for Justice lawyer referral
  • Criminal Public Defenders

Legal Help for Active Military, Veterans & Their Families

Legal Problem in Another State

Quick Links

  • Home
  • How We Can Help - Contact Us
  • Locations
  • Legal Help Tool
  • Legal Roadmaps
  • VTCourtForms
  • Other Forms You Can Use
  • COVID Legal + Benefits Info
  • Website + SMS Privacy
  • Accessibility
  • PDFs and Adobe Reader

Language Help

  • American Sign Language
  • العربية / Arabic
  • Bosanski / Bosnian
  • မြန်မာစာ / Burmese
  • دری / Dari
  • Español / Spanish
  • Français / French
  • Ikirundi / Kirundi
  • Kiswahili / Swahili
  • Mai-Mai / Maay Maay
  • 官話 / 官话 / Mandarin
  • नेपाली / Nepali
  • پښتو / Pashto
  • Soomaali / Somali
  • українська мова / Ukrainian
  • Tiếng Việt / Vietnamese
  • Google Translate

About This Website

VTLawHelp.org is a joint project of Vermont Legal Aid and Legal Services Vermont — Working Together for Justice.

Vermont Legal Aid Legal Services Vermont

LSC - Legal Services Corporation - America’s Partner for Equal Justice

Funding from the Legal Services Corporation.

© 2025 Legal Services Vermont and Vermont Legal Aid. All Rights Reserved.

Website Feedback Form