Health Insurance
Health Insurance Rate Reviews
Individual Health Plans
Individuals who do not have access to group plans through an employer and are not eligible for Medicaid or Medicare can purchase plans through Vermont Health Connect during open enrollment.
Employer Self-Insured Health Plans
Some employers are “self-insured.” This means they don’t pay an insurance company for a health insurance plan. Instead, they pay your medical costs directly. This is also called “self-funded.”
Employer-Sponsored Insurance
Many people get health insurance through their employer or their spouse’s employer. This is often called “Employer-Sponsored Insurance.”
Appeals — Private Insurance
If your health insurance company won’t pay for the health care you need, you have the right to tell them you disagree. You can ask them to change their decision by making an “appeal.” Appealing your plan’s decision can take several steps.
Health Insurance Regulation
The Vermont Department of Financial Regulation (DFR) makes sure that health insurers and health insurance plans follow Vermont law. This section includes links to two important health care rules.
Private Health Insurance
This section of our website has information to help you with private health insurance problems.
Dr. Dynasaur
Dr. Dynasaur provides free or low-cost health coverage for children and teens under age 19 and for pregnant women in Vermont.
Health Insurance
This section will help you understand and solve problems about health insurance in Vermont.