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Special Enrollment Periods for Parts A & B

Once your initial enrollment period for Medicare ends, you may have the chance to sign up for Medicare during a special enrollment period (SEP). If you are covered under a group health plan based on current employment, you have a SEP to sign up for Part A and/or Part B. You have a SEP if:

• you or your spouse (or family member if you’re disabled) is working, and
• you're covered by a group health plan through the employer or union based on that work.

You also have an eight-month special enrollment period to sign up for Part A and/or Part B that starts at one of these times (whichever happens first):

• the month after the employment ends
• the month after group health plan insurance based on current employment ends

Usually, you don’t pay a late enrollment penalty if you sign up during a special enrollment period.

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Contact us at the Office of the Health Care Advocate (HCA) by filling out this form or calling 1-800-917-7787. Our help is free. If you have a time-sensitive, urgent need, please call us instead of using our form.