Many people get health insurance through their employer or their spouse’s employer. This is often called “Employer-Sponsored Insurance.” Your employer usually pays part of the premium. You pay the rest of the premium through a payroll deduction.   

Small employers can buy qualified health plans (QHPs) directly from the insurance companies. A small employer is an employer with up to 100 full-time equivalent employees.

If you have questions or problems with your employer-sponsored plan, the human resources department at your job may be able to help.

You can also contact us at the Office of the Health Care Advocate. Fill out our form or call us at 1-800-917-7787 to ask questions.

In addition, read about these topics on our website:

• Appeals
• Complaints
• Rate Review
• Regulations