Health insurance companies in Vermont must publish reports every year. These reports include information about:

• claims
• appeals
• marketing expenses
• lobbying and legal expenses
• political contributions
• other financial data

Find the annual reports for Blue Cross Blue Shield of Vermont, MVP and Cigna on the Vermont Department of Financial Regulation website.

How can this information help me?

The information in these reports can help you make decisions about your health care. For example, if your insurer denied a prior authorization, you can appeal their decision. You also can appeal if they won’t pay for a service you already got.

These reports have information about how many appeals were successful. In 2017, for example, more than half of these appeals were successful. You can learn how to appeal your health insurer’s decision in the Appeals section of our website.